Terms of Use

Effective October 28, 2026

These terms are an agreement between you and Ricky Quan, a sole proprietor doing business as Flashtab ("we", "us") about Flashtab, the bill-splitting app and the websites at getflashtab.com and app.getflashtab.com (the "Service"). By using Flashtab you agree to them. If you don't agree, don't use the Service.

1. What Flashtab does

Flashtab helps you keep track of shared expenses: who paid, who owes what, and who has settled up. Flashtab is a record-keeping tool. It does not hold, send or receive money. Links to Venmo, Interac e-Transfer or other payment services just open those services; payments you make there are between you and them, under their terms.

Balances in Flashtab are only as accurate as what you and others enter. Check amounts before you pay anyone. Flashtab isn't financial, tax or legal advice.

2. Accounts and guests

3. Groups, bills and sharing

Bills, groups, notes and receipt photos you add are visible to the people you share them with: group members, people on a bill, and anyone who joins with a link you or a group admin turned on. Group admins can change group settings, remove members and delete the group. Don't share links you don't want others to use; you can turn link sharing off at any time.

4. Plans: Free and Flashtab Premium

5. Subscriptions, free trials and payments

6. Ads

Free and guest use is supported by ads, including ads from Google AdMob. See the Privacy Policy for what that involves and your choices.

7. Your content

You keep ownership of what you add. You give us permission to store, process and show it as needed to run the Service for you and the people you share with (for example, reading receipt photos to fill in line items). You're responsible for having the right to upload what you add.

8. Acceptable use

Don't use Flashtab to break the law, harass people, add people without a good reason, upload content you don't have rights to, interfere with the Service, get around plan limits or ad rewards, or access other people's data without permission.

9. Ending your use

You can stop using Flashtab and ask us to delete your account at any time (see the Privacy Policy). We may suspend or close accounts that break these terms. Bills you shared with others may stay in their records.

10. Disclaimers

Flashtab is provided "as is" and "as available". To the extent the law allows, we make no warranties about it, including that it will always be available, error-free, or that balances and receipt scans will be accurate.

11. Limitation of liability

To the extent the law allows, we aren't liable for indirect, incidental or consequential damages, or for money owed between users. Our total liability for any claim is limited to the amount you paid us for Flashtab in the 12 months before the claim, or US $50 if you paid nothing.

12. Changes to these terms

We may update these terms. If a change is significant, we'll tell you in the app or by email before it takes effect. Using Flashtab after that means you accept the new terms.

13. Law

These terms are governed by the laws of the State of Washington, United States, except where the law where you live says otherwise.

14. Apple App Store

If you got Flashtab from the Apple App Store, Apple's Licensed Application End User License Agreement also applies. These terms are between you and us, not Apple. Apple has no obligation to provide support for Flashtab, and isn't responsible for claims about it. Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them.

15. Contact

Questions: contact@getflashtab.com.